Edmund mierzwinski

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Everyone has a right to make money, ... But what they're doing is taking disgruntled customers and converting them into longer-term customers by some sleight of hand.
The success of the banks' legally suspect practices has given them tremendous market power. Merchants have no choice but to accept Visa and MasterCard products on the sellers' terms. Otherwise they lose customers and sales.
Money talks and the phone companies know that.
I'm encouraged that some issuers are doing this. I think penalty fees are a disingenuous way of making money. I'm encouraged the marketplace is responding to pressure from lawsuits and consumer complaints.
All that is necessary for the triumph of evil is for good men to do nothing.